Although most employers do their best to ensure a safe working environment, accidents can still happen. That’s why employers are required by law to carry workers’ compensation insurance for their workers. However, as a Nassau County work injury lawyer can confirm, these benefits aren’t usually something people think about until they need them. It’s important to know the ins and outs about workers’ compensation insurance should you ever need them.
Common Myths About Workers’ Compensation
You Don’t Qualify for Benefits if the Injury Was Your Fault The good news is that fault isn’t a factor in workers’ compensation cases. If you sustained an injury because of inexperience or inattentiveness, a Nassau County work injury lawyer can still help you receive benefits. However, if you were under the influence of drugs or alcohol when you got injured, it will be more difficult to qualify for benefits.
I Can Wait to See If I Get Better Before Filing a ClaimIf your injury doesn’t seem too bad at first, you might be tempted to see if your injury just heals by itself. However, a Nassau County work injury lawyer would advise you against doing that. You only have 30 days to report an injury to your employer. After that deadline passes, you will no longer be eligible for benefits.
Workers’ Compensation Covers All Costs Related to an InjuryThis is unfortunately not true. Workers’ compensation doesn’t cover all damages that result from a work injury, including pain and suffering damage. If you would like to receive compensation for that, you would need to file a separate negligence lawsuit.
You Need to Be on the Jobsite When You Get InjuredYou actually don’t have to be on the jobsite during your injury. As long as you were tending to your work duties when you got hurt, you’re eligible for workers’ compensation. For example, if you drive as part of your job, the injuries you suffer in a car accident will be eligible for workers’ compensation.
You Could Be Fired for Filing for Workers’ Compensation The law makes it illegal for any employer to fire an employee for filing for workers’ compensation benefits. However, if your employer is still threatening to fire you or cut your pay, you should speak to a Nassau County work injury lawyer.
If I’m an Independent Contractor, I’m Not Eligible for Workers’ CompensationThis isn’t necessarily true. If you’re an independent contractor, there are times when you are eligible to receive benefits and other times you are not. It’s important to find out what the conditions of your employment and eligibility requirements are.
You Must Go to the Insurance Company’s DoctorYour employer’s insurance company will have you visit their doctor first for your injury. However, if you’re not satisfied with the doctor, you’re free to seek an outside opinion.
Nobody does it better than this firm. Mark and his team truly feel YOU MATTER and make sure all is done correctly ASAP. Follow ups, call backs, you get treated RESPECTFULLY right from the start.
I had a case with Adam Rosen, of Polsky, Shouldice and Rosen. From the beginning they treated me right and answered all of my questions. They handled my case great and got me a nice settlement for my injuries. I would tell anyone to use them.