If you’ve heard about workers compensation before, you probably know that these programs can be very beneficial for injured workers — and also very confusing. If you’ve recently been injured while working, you might qualify for financial coverage through workers compensation. We encourage you to contact a workers comp lawyer from our firm for more information about your own claim, but in the meantime, here’s a brief look at what the process entails.
The Purpose and Process of Workers Compensation
Injured workers have the legal right to file a claim for compensation if they’ve sustained an injury during a work-related duty or work-sponsored event. Employers pay into these compensation plans, and in exchange, employees who are injured on the job cannot file a personal injury civil lawsuit against the business. In this way, both the workers and the business are protected if an accident occurs. In fact, many states require the majority of businesses to pay into workers compensation policies.
In order to receive coverage through workers compensation, an injured employee first has to inform their company of the accident and request information for filing a claim. If an employer is covered through a workers compensation plan, their employees have the legal right to file a claim with the provider. Discouraging or prohibiting an employee from filing a claim, or threatening retribution for filing a claim, is against the law.
Workers Compensation Benefits
There are several different benefits that you might be eligible to receive through a workers compensation package. Some of the most common benefits include compensation for medical costs. These may include doctors’ appointments, therapy sessions, hospital bills, and costs for any required medical equipment.
Employees who sustain long-term or disabling injuries may be able to claim even more coverage for their injuries. This is especially the case if the individual’s injuries prohibit them from returning to the same line of work.
Additionally, workers compensation payments can cover losses accrued from the individual’s inability to work. Workers comp might not provide compensation for 100% of the individual’s missed paychecks, but it may cover a percentage of lost wages.
Contact a Workers Comp Lawyer
If you’ve been injured at work or while engaging in a work-related activity, you may be eligible for payments through workers compensation. You have a limited time period in which to file a claim, so it’s recommended to start the filing process as soon as possible. Whether you’ve already begun the process or you aren’t sure where to start, a workers comp lawyer may be able to help.
At our firm, we have helped countless individuals and families begin to recover from serious work injuries. If you have been injured at work, we may be able to help you, too. In the event that you feel that you need legal advice, do not hesitate to contact Milwaukee work injury lawyer at any time.
Thank you to Hickey & Turim SC for providing great insight on workers compensation.