When searching for skilled workers’ compensation lawyers New York has to offer, it’s important to keep in mind that there are many reasons why a lawyer may be necessary for a settlement. While it may be possible for simple and clear-cut work accidents to result in a successful workers’ compensation claim, complicated accidents or injuries may not be so easy to settle. An employer could potentially deny a worker’s claim — for a variety of reasons — and an insurer might try to offer a settlement that is much lower than what the employee deserves.
Many clients seek legal counsel from the workers’ compensation lawyers New York trusts at Polsky, Shouldice & Rosen, P.C. Our law firm is a trusted source in the local area for legal counsel related to work injuries. Here’s a quick look at what workers’ compensation claims entail — and why many individuals look for New York workers’ compensation lawyers they can trust for assistance during the claims process.
What is workers’ compensation?
Workers’ compensation is a state-mandated insurance program that many businesses must participate in. This program provides financial compensation for employees who have been injured while on the job.
Who is eligible for workers’ compensation?
The first requirement is that the employer in question must have a workers’ compensation policy. While many larger businesses are required to be covered under these plans, some smaller businesses may be exempt. The second requirement is that the injured claimant must be an employee of the business. Customers, for example, may not obtain financial compensation through a store’s workers’ comp policy.
Who pays for workers’ compensation?
Businesses pay insurers for workers’ comp coverage, similar to other insurance policies. If an employee is injured and submits a successful claim, the insurer that provides the policy will pay the settlement.
Can claims be denied?
Yes, it’s possible for an insurance company to deny a claim, particularly if the employer refutes its legitimacy. If a claim is denied, it may be possible for the injured worker to file an appeal. An individual seeking an appeal for a denied claim may benefit from talking with workers’ compensation lawyers in New York to collect additional evidence of the injury, if possible.
How is workers’ comp different from a personal injury lawsuit?
Workers’ compensation essentially protects employers from employee lawsuits when there is an accident. If an employee is able to collect compensation through a workers’ compensation settlement, then he/she may not able to collect additional damages through a lawsuit. As some of the top workers’ compensation lawyers New York can provide might explain, another major difference is that the injured employee does not have to prove liability or negligence in a workers’ comp claim.
Contact Your Local Workers’ Compensation Lawyers New York Trusts
At Polsky, Shouldice & Rosen, P.C., we believe that every injured employee should be able to collect a fair settlement for any injuries sustained on the job. The bottom line is that workers’ compensation policies are intended to protect employees who must receive medical care for injuries sustained at work — and our lawyers are ready to fight for our clients when an insurance company or employer refuses to provide compensation.
Call us today at (516) 595-0106 or request more information on our website. At Polsky, Shouldice & Rosen, P.C., we make sure that local residents are able to hire workers’ compensation lawyers New York residents trust and recommend.